This never happens to me!

Through a combination of poverty and bad planning, I went over my overdraft limit by £3.30. 

Through trying to rectify this, spending more money and then rectifying that, I managed to be charged not only the interest on the overdraft (fair enough), but three charges of £28.00 each! 

What the hell?!

How much money is that back where I made the money? 

I don't even like to think about it ...